Mitchell Sandham attended the DesignThinkers conference last week to discuss the insurance program in place for RGD members. We had a lot of visitors during the conference and the program is being well received. It is one of the premier events for graphic designers in Canada. Contact Ryan Mitchell at Mitchell Sandham Insurance Brokers for more information regarding Professional Liability/Errors & Omissions Liability, Commercial General Liability and Property Insurance at firstname.lastname@example.org or (416)862-5620.
CBC News interviews Ryan Mitchell for comments regarding the Occupy Toronto Protest to find out what businesses can do to protect themselves during the event. Click here to watch the video. For more information regarding commercial insurance please contact Ryan Mitchell at (416) 862-5620 or email@example.com to discuss further.
Ryan Mitchell, Vice President of Mitchell Sandham Insurance Brokers has been quoted in today’s Toronto Star, providing insight into the Occupy Toronto Protest happening this weekend. He comments on risk management strategies for businesses in the downtown core to consider implementing. Please click here to access the article.
Association of Registered Graphic Designers of Ontario (RGD Ontario)
Mitchell Sandham Insurance Brokers have been providing commercial insurance advice and products to the Association of Registered Graphic Designers of Ontario (RGD Ontario) for the past 5 year’s. We have contributed back to the association by becoming a silver sponsor of RGD. We have worked hard to provide the members of RGD with an exclusive insurance package. Mitchell Sandham Insurance is an independent insurance brokerage operating in Toronto with offices in Mississauga and Ajax. We have access to several of the leading insurance companies in Canada.
Graphic Designers are unique and we have created an insurance program with this in mind. Our program has various options to choose from depending on the services and coverage limits your firm requires.
Please contact our office to receive further information regarding our graphic designers insurance program to see how we can be of service to you and your business.
Contact Ryan Mitchell
Ryan Mitchell, CAIB, CPIB
Vice President Commercial Lines
The Increasing Importance of This Coverage
Do you think your commercial general liability (CGL) insurance policy will protect you from lawsuits alleging the failure of your product to perform or your failure to provide services to specifications…if so, you better think again. A general liability policy does not protect you from these exposures and as a result, you may have a gap in your liability insurance protection. This is why Errors & Omissions insurance, also known as Professional Liability and E&O for short, should be an integral part of a Graphic Designers liability insurance program.
Graphic Designers have two areas of exposure. The first is a media exposure from the designing and branding of a company’s name and logo. These services give way to potential copyright and patent infringement claims. The second is a technology exposure from the designing and implementation of a web site.
The failure of many graphic designers to obtain E&O insurance reflects both a misunderstanding of the scope of protection offered and a “won’t happen to me” attitude concerning the potential risk of being sued. This insurance not only provides coverage for any damages that may be awarded but it also covers the defense costs associated with the claim.
Errors & Omissions liability claims alleging the failure to render professional services against graphic design firms are escalating. E&O liability provides coverage for claims with or without merit.
The good news is that protection is available and the cost of this insurance is becoming more affordable. There are now packages available for companies that offer a multitude of media services. Don’t let your company go without this coverage.
Ryan Mitchell is a professional insurance broker who specializes in servicing the graphic design industry.